Insights
First Data synthesizes industry knowledge, real-world experience and potential opportunities into key insights. These insights are as integral to the way we do business as our products and services are. Change—specifically innovative, pioneering change—represents opportunity. Our experts offer points of view on various topics to help you navigate today’s ever-changing technology and the future of payments.
First Data Thought Leadership
Associates Federal Credit Union (JMAFCU) holds $80 million in assets and operates only a handful of branches, it serves a membership that’s spread out across the country. Find out how First Data supports JMAFCU’s growth with innovative solutions and superior customer service.
Continue Reading First Data helps JM Associates Federal Credit Union keep growing
Michael Hursta
There are many examples of secondary markets that have developed for consumers to buy and sell pre-owned products. The Internet has helped facilitate growth in this business model and today it’s easy to find sites that specialize in the resale of products such as coins, furniture, and automobiles. Is there an opportunity for gift cards to be sold the same way?
Continue Reading Perspective: Secondary Gift Card Markets
Phil Levy
As the eCommerce channel continues to grow across geographies and vertical markets, it will soon represent more than 10 percent of total retail sales.
Continue Reading Payment Strategies for eCommerce Growth
Bruce Dragt and Rob McMillon
A surprisingly simple service-based approach makes implementing end-to-end encryption and tokenization in your payment environment simpler than you might think.
Continue Reading Implementing Tokenization Is Simpler Than You Think
First Data Thought Leadership
When Firstbank Corporation, with more than 40 community banking locations in central Michigan, began experiencing an increase in debit card fraud, it turned to First Data for help—and the results have been dramatic.
Continue Reading First Data Helps Michigan’s Firstbank Corporation Fight Debit Card Fraud
First Data Thought Leadership
Learn how First Data successfully customized and integrated both its TeleCheck ECA and Dynamic Currency Conversion services to work with existing BrandsMart systems.
Continue Reading First Data’s Payment Services Help BrandsMart Increase Revenues and Save Time
Bruce Dragt
Hear experts discuss how a service-based model for payment security using end-to-end encryption and tokenization can truly be straightforward and painless to implement.
Continue Reading Implementing Tokenization Webinar
First Data Thought Leadership
Following a positive 2009 holiday performance, U.S. merchant branded gift card sales continued to gain traction in the first half of 2010.
Continue Reading First Data’s 2010 First-Half Gift Card Performance Report
Bruce Dragt
Bruce Dragt addresses some of the risks merchants could face when affected by fraud or a data breach.
Continue Reading Perspective: Merchant Benefits of Data Encryption and Tokenization
First Data
‘Worldwide Opportunities for Debit’ is one of the first studies to examine the growth of debit around the world, and assess both the drivers behind this increase and its implications for the banking industry.
Continue Reading First Data Study Reveals Banks Missing Out On Major Opportunity to Improve Profitability of Their Debit Programs
Kevin Knowles
Learn about new technology that streamlines franchisee loyalty program operations so that these programs can be effective and valuable to both franchisees and the franchise brand.
Continue Reading High-Impact Loyalty Programs for Franchise Operations
William Reid
Read First Data’s new white paper to find out if your institution is ready to take full advantage of a robust commercial card program.
Continue Reading The Unified Commercial Card Portfolio: A New Revenue Opportunity for Banks
First Data Thought Leadership
Read First Data’s latest success story to learn how Payment Processing, Incorporated (PPI) partners with TASQ for the latest in point-of-sale equipment and services.
Continue Reading PPI Depends on First Data’s TASQ Technology for Integrated POS Systems and Services
Chris Wuhrer
First Data launches its eGift Social solution for merchants looking to reach their customers through social networks. Cold Stone Creamery is the first merchant to use the product by offering virtual gifting via Facebook. Consumers can send their friends and loved ones a Cold Stone treat using Facebook and recipients can redeem the gift at any participating Cold Stone Creamery location.
Continue Reading Perspective: First Data and Cold Stone Creamery put the "social" back in ice cream socials
Craig Tieken
Craig Tieken discusses what payments standards could look like in an encryption and tokenization environment.
Continue Reading Perspective: Data Security Standards with Tokenization and Encryption
First Data Thought Leadership
Learn how ABT implemented an Internet banking solution that enabled it to improve customer loyalty and reduce operating costs.
Continue Reading Internet Banking Helps a Texas Bank Compete More Effectively
First Data Thought Leadership
Thieves have become adept at exploiting numerous vulnerabilities in the consumer-merchant-acquirer payment processing chain to gain access to this information.
Continue Reading Where Security Fits In The Payments Processing Chain
Kevin Knowles
Listen to a playback of our recent loyalty webinar to learn how to navigate the complexities of implementing an effective loyalty program in a franchise business.
Continue Reading Franchisee Loyalty Program Webinar
